Mortgages

Solutions for all your needs

Mortgages

First time buyers, Remortgage, Homemovers, Self-build, Buy to Let

Buy to Let

Investing in a buy to let property is an exciting financial opportunity whether you are just starting out or you are an experienced landlord. We have wide range of lenders that can cater to your requirements.

We have to advise you on risks involved, but we are also here to help you utilise the potential opportunity.  We have advised clients from all over NI, UK and Scotland. The Financial Conduct Authority does not regulate most Buy to Let Mortgages. The house-buying process in Scotland differs significantly from that of England, Wales, and Northern Ireland and this should be highlighted with prominence in any content aimed at a UK wide target market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

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Mortgage process in 4 steps

1) Initial Appointment

First initial consultation where our adviser gathers the required documentation and information.  Then in line with your needs we recommend from our panel of providers.

2) Decision in Principle

After affordability and criteria check has been passed with your chosen lender we complete a decision in principle. Hopefully this will provide you with your proof of mortgage which some estate agents now require.

3) Application

First initial consultation where our adviser gathers the required documentation and information.  Then in line with your needs we recommend from our panel of providers.

4) Offer

Once offer is produced, we will arrange an appointment to read through mortgage offer and recommend on your protection needs.

Check list for mortgage application

  • Proof of identity
  • Proof of address
  • Latest 3 months bank statements
  • Latest 3 months payslips(for employed)/ latest 3 years SA302 & Tax overviews (for self employed)
  • Up to date credit report (please click here)

Our Services

Need Help ?

Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now

(028) 3752 2874 
info@orchardpropertyservices.co.uk

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