Mortgages

Solutions for all your needs

Mortgages

First time buyers, Remortgage, Homemovers, Self-build, Buy to Let

Self-build

Building your dream home can be a stressful time, we have had years of experience supporting our clients through this process.  Getting your finances in order are key to the success of your self build project.

We may not be laying the bricks, but we will be there every step of the way and providing you with the personal services a project like this requires.

Self build lenders in northern Ireland are limited so its important to get expert advice as soon as possible.     

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE       

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Mortgage process in 4 steps

1) Initial Appointment

First initial consultation where our adviser gathers the required documentation and information.  Then in line with your needs we recommend from our panel of providers.

2) Decision in Principle

After affordability and criteria check has been passed with your chosen lender we complete a decision in principle. Hopefully this will provide you with your proof of mortgage which some estate agents now require.

3) Application

First initial consultation where our adviser gathers the required documentation and information.  Then in line with your needs we recommend from our panel of providers.

4) Offer

Once offer is produced, we will arrange an appointment to read through mortgage offer and recommend on your protection needs.

Check list for mortgage application

  • Proof of identity
  • Proof of address
  • Latest 3 months bank statements
  • Latest 3 months payslips(for employed)/ latest 3 years SA302 & Tax overviews (for self employed)
  • Up to date credit report (please click here)

Our Services

Need Help ?

Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now

(028) 3752 2874 
info@orchardpropertyservices.co.uk

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